Get Covered

I’m working with the Ad Council and Enroll America to increase awareness about the Health Marketplace, aka the Affordable Healthcare Act aka Obamacare

From the Ad Council:

“Did you know that more than 1 in 6 Americans don’t have health insurance? Other staggering statistics: 1 in 4 Hispanics are uninsured; 1 in 5 African-Americans are uninsured and 1 in 4 young adults are uninsured higher than any other age group.

Most are uninsured because they do not receive coverage from an employer, cannot afford coverage, or were previously denied insurance due to a pre-existing condition. The uninsured are exposed to significant financial risks from medical issues, accidents or emergencies. Even young and healthy individuals are at-risk. One trip to the emergency room for a broken arm or a bad ear infection could cost thousands of dollars.”

If March is anything like February, the end of the month will be here before you know it. March 31 is the final day of enrollment in the Health Marketplace. The idea of choosing health coverage can be daunting and Enroll American has made it easier to get the right coverage.

There are four ways to sign up for coverage.

Paper application
Through the website Over the telephone
In person with a specialist

Once you have decided which way to apply, set up a user account. You can choose coverage for just yourself or for your family.

Figuring out the amount of coverage needed is easy with the Financial Calculators. Enter the number of people being covered, and based on your state and income, your children may be eligible for care through medical assistance or the Children’s Health Insurance Program. The amount for adults is a rough estimate based on the basic information. To find out the full options available, you’ll need to go further into the site.

There are four main types of plans available:

Platinum and Gold for people who use the doctor more frequently and have expensive prescriptions.
Silver and Bronze for those who don’t need to visit the Doctor as often.

For those under 30 and with limited income, there is a Catastrophic plan which costs less but offers fewer services.
What Your New Insurance Gets You: